CARDS AS-A-SERVICE

Benefit your customers with modern financial tools by issuing your own branded cards.
Mbanq offers a comprehensive card issuing program. Whether you want to provide debit, credit, prepaid cards, or enhanced loyalty card programs, we offer a seamless, secure, and fully managed platform.
Additionally, if you’re new to card issuing, don’t worry. Mbanq’s team can guide you every step of the way. As your Card Issuing Program Manager, we will help you leverage your bank, platform, or business to unlock a world of rewards and convenience.

Instant Issuance for Virtual Cards

  • Brand your virtual cards and issue them instantly into digital wallets.
  • Virtual cards are available to use seconds after onboarding.

Customize Your Physical Cards

  • Customize logos and graphics to reinforce your message and brand.
  • Choose versatile payment solutions, from magnetic stripe, NFC, or EMV chip-enabled cards for secure payments. Mbanq can advise on the best choices.

Embed Cards into Your App

  • Integrate payments seamlessly into your user experience.
  • Next-Gen Features that offer personalized rewards, dynamic APRs, and credit lines with advanced credit cards.
  • Contactless payments and instantly provision cards into digital wallets for quick, convenient transactions.

Comprehensive Card Management

  • Manage users, card inventory, and fulfillment on one unified platform..
  • Handle everything from ordering and activation to suspension and termination.
  • Use robust APIs to manage lost, stolen, and damaged cards efficiently.

Integration with the Global Financial System

  • Benefit from Mbanq’s partnerships with leading card networks like Visa and Mastercard for physical cards and instant virtual card issuance and immediate transactions.

Advanced API Configuration

  • Detailed Customization: Define card attributes that are right for you and for your consumer base, such as online or point-of-sale transactions, verification requirements, ATM use.
  • Flexible Use: Create single-use or multi-use cards with specific expiration dates to suit your business model.

Sandbox Testing

  • Develop, test, and simulate transactions in our private sandbox test environment to ensure seamless functionality before going live.

Build Once, Deploy Anywhere

Global Reach: Tailor a card program to your unique business needs and deploy across multiple markets with ease.

Exceptional Experiences: Deliver cutting-edge payment solutions for an exceptional customer experience.

Rewards Beyond Compare

Earn with Every Swipe: Customers can earn rewards redeemable for cashback, travel vouchers, merchandise, and more.

Revenue Stream: Each customer purchase drives revenue for your business.

Shop with Confidence

Enhanced Security: Real-time transaction alerts, purchase protection, and advanced fraud monitoring ensure secure shopping experiences for your customers

Real-Time Protection: Approve or reject transactions based on contextual data for secure and reliable payments.

Dynamic Spending Controls:  Set spending limits and category restrictions to manage card usage effectively.

Your Brand Takes Centre Stage

Your customers will  carry your brand in their wallets, making your card a part of their daily lives.

Personalized and Tailored to Your Audience

Custom Features: Offer corporate spending controls, parental allowance limits, season ticket discounts, and more to cater to your audience’s preferences.

Regulatory and Compliance for Card Issuing

Mbanq is a recognized financial industry leader in regulatory and compliance solutions, offering compliance-first services that ensure your card program meets all necessary regulations and operates smoothly. Our expert team handles all the details, getting your card program approved and running efficiently.

Issuing cards in the USA or globally involves a complex set of regulatory and compliance requirements designed to protect consumers, ensure fair lending practices, and maintain financial system stability. Mbanq excels in this arena, ensuring that your card program adheres to all necessary regulations.

Mbanq manages all aspects of compliance, from anti-money laundering (AML) and know your customer (KYC) requirements to data security and privacy standards. We prioritize data security and adhere to the Payment Card Industry Data Security Standard (PCI DSS) to protect card information rigorously.

Operational compliance is also a key focus. We provide comprehensive transaction monitoring, efficient dispute resolution procedures, and meticulous reporting and recordkeeping to meet all regulatory requirements.

By partnering with Mbanq, you can be confident that your card program will operate smoothly and in full compliance with all relevant laws and regulations. We handle the entire regulatory and compliance process.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with Mbanq and have not sponsored or endorsed Mbanq’s products or services. © 2024 MBANQ.COM, ALL RIGHTS RESERVED

Mbanq is a financial technology company and not a bank. Banking services are provided by Mbanq’s partner banks who are Member FDIC. Visa® Debit Cards are issued by Mbanq’s partner banks pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.